Our relentless focus has been to provide flexible and stable risk management programs that match the needs of our clients. We’re proud that this reputation also extends to our Employee Benefits Department with our unique client service called Merit Advantage. Take a moment to see what makes Merit Insurance’s Employee Benefits Department the right choice for all your business needs.

·       Health Insurance

·       Life Insurance

·       Short Term Disability

·       Long Term Disability

·       Dental

·       Long Term Care

·       Voluntary Benefits

·       Medicare Supplements

·       Section 125 Plans

·       COBRA and HIPAA Administration

·       Summary Plan Description Booklets

·       Employee Education

·       401K

·       Human Resource Consulting

·       Marketing and Sales Consulting

The Merit Insurance Employee Benefits Promise

We promise to live up to our word and the representations made in this guarantee to serve you as efficiently and cost effectively as possible. If you are not completely satisfied with Merit Insurance’s handling of your company’s benefits, we will either work together to overcome these obstacles, or we will respectfully agree to have you replace us as your employee benefits insurance broker.

Serving You with Integrity

If we determine there are opportunities to improve your company’s benefit programs, we will conduct an extensive search for the right combination of benefits to strengthen your present programs. We will give you a number of options to choose from to solve potential issues surfaced in our review, and will continue to work with you until we feel comfortable that our recommended solutions fit your needs.

Most importantly, if we’ve determined that your company is properly positioned, in terms of its benefit needs, we will not recommend making changes for the purpose of winning your business.

The Merit Advantage Program is a three-pronged approach that allows us to determine the health and well being of client companies, identify potential issues and provide sound strategies for your benefit programs to ensure your business thrives.

Comprehensive Consultative Review: The first and most important part of the Merit Advantage Program is our comprehensive, consultative review of your company’s present employee benefits program. Together we explore such issues as compliance, contribution strategies, rating structure (fully insured or self funded), employee satisfaction, current plan designs, cost/benefit comparisons, human resource concerns, and a number of other potential concerns that may be impacting your company’s ability to remain competitive.

Customized Benefit Solutions: Second, if we determine that there are opportunities to improve your company’s benefit programs, we will conduct an extensive search for the right combination of benefits to strengthen your present programs. We will give you a number of options to choose from to solve potential issues surfaced in our review, and will continue to work with you until we feel comfortable that our recommended solutions fit your needs.

Superior Customer Service: Finally, Merit Insurance will design with you a comprehensive service strategy customized to serve your needs. Depending on the benefits and services you’ve selected, Merit will create with you a contact, update and meeting strategy that capitalizes on our superior service and focuses on maximizing your company’s experience with us and your provider companies. This strategy includes: